FROM THE EDITOR

Climate Change__ As we encounter various climate changes in our current environment, what do they mean?  We also experience climate changes in our lives and workplace – how do we recognize and cope with them? This theme for March was developed before the outbreak of this current pandemic.  I believe God’s divine purpose for this platform was

FINANCIAL PREPARATION

CHRISTMAS GIVING t’s the most wonderful time of the year! The fragrance of Christmas is all around us, and so are the shoppers. It’s amazing to see millions of consumers daily “dashing through the snow, and other wintry weather conditions, to shop themselves into debt, in the name of Christmas. Nothing