The Struggle to Recover ~ Last summer, I accomplished a financial review and a debt management plan for one of my clients who’s a dear friend of mine. Before we got started, I asked her how much money she was left with each month after paying her debts and expenses. “Zero”, she replied. As we …
Climate Change__ As we encounter various climate changes in our current environment, what do they mean? We also experience climate changes in our lives and workplace – how do we recognize and cope with them? This theme for March was developed before the outbreak of this current pandemic. I believe God’s divine purpose for this …
CHRISTMAS GIVING [ap_dropcaps style=”ap-square”]I[/ap_dropcaps]t’s the most wonderful time of the year! The fragrance of Christmas is all around us, and so are the shoppers. It’s amazing to see millions of consumers daily “dashing through the snow, and other wintry weather conditions, to shop themselves into debt, in the name of Christmas. Nothing wrong with Christmas …
